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One of the greatest challenges for any business is to attract new customers ... but not just any customers, you want to meet the right customers ... customers who know they need your products and services and who are ready to to buy.

At Financial Services Online, we find these customers for you ... customers who are ready to buy the products and services you sell.

Finding new customers can be time consuming, but it is a critical part of building value into your business.

We invest heavily in marketing to consumers who are looking for people like you.

We qualify them for you and we send you their details - and you increase your sales, your customer base ... and the value of your business.

We currently generate new business enquiries for Insurance and Finance Advisers Australia-wide covering home loans, wealth creation / mortgage reduction strategies, car loans, business and commercial loans, personal loans, life, trauma and income protection insurance, business and commercial insurance, home and contents insurance, professional indemnity insurance, public liability insurance and more.

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Cafe Insurance Articles

Accidents Happen: How Public Liability Insurance Safeguards Your Cafe
Accidents Happen: How Public Liability Insurance Safeguards Your Cafe
Running a cafe can be incredibly rewarding, but it comes with its own set of challenges. One of these challenges is managing the various risks that can arise, especially when dealing with the public daily. This is where public liability insurance becomes an essential part of your business toolkit. It's designed to protect your cafe from the financial fallout of accidents that can occur on your premises, which is crucial for safeguarding your business’s financial health. - read more
Understanding Cafe Insurance: What Every Owner Needs to Know
Understanding Cafe Insurance: What Every Owner Needs to Know
Running a cafe can be a dream come true, but it's not without its challenges. One of the most critical aspects of managing a cafe is ensuring that it's adequately insured. Cafe owners in Australia face various risks, from equipment breakdowns to customer accidents. Without proper insurance coverage, these incidents can translate into significant financial losses. Insurance acts as a safety net, offering protection against unforeseen events and ensuring the business can recover swiftly. - read more
The Importance of Disability Income Protection Programs for Cafe Owners
The Importance of Disability Income Protection Programs for Cafe Owners
Running a cafe is more than just a business; it’s a passion for many. However, for cafe owners, the risk of an injury or illness that could interrupt their ability to work is a genuine concern. Disability income protection is crucial as it provides financial security if you're unable to earn an income due to health issues. - read more
Understanding Business Interruption Insurance for Cafes
Understanding Business Interruption Insurance for Cafes
Business interruption insurance is a specialized type of coverage designed to protect businesses from financial losses due to unavoidable disruptions. Whether it's a natural disaster, a burst pipe, or a local emergency, this insurance helps ensure that the business can continue to meet its financial obligations during downtime. - read more
How to Choose the Right Insurance for Your Coffee Shop
How to Choose the Right Insurance for Your Coffee Shop
Running a coffee shop involves more than simply brewing the perfect cup of coffee. It requires a sound understanding of the business's risks and a strategic approach to managing them. Choosing the right insurance coverage is crucial for safeguarding your investment. - read more

Insurance News

Insurance Industry Calls for Liability Law Reforms as Costs Skyrocket for Entertainment Sectors
Insurance Industry Calls for Liability Law Reforms as Costs Skyrocket for Entertainment Sectors
16 Oct 2025: Paige Estritori
The Insurance Council of Australia (ICA) is advocating for comprehensive reforms in liability laws to tackle rising insurance premiums, particularly impacting sectors such as live music venues, festivals, caravan parks, and amusement venues. The call comes with the release of a white paper highlighting that outdated state-based civil liability laws, untouched for nearly 25 years, are inflating costs significantly. - read more
Surge in Profits for Australian Insurers Amid Rising Premiums
Surge in Profits for Australian Insurers Amid Rising Premiums
15 Oct 2025: Paige Estritori
In 2024, Australia's insurance industry reported a collective after-tax profit of $6.1 billion, a significant increase from the five-year average of $2 billion. This surge is attributed to substantial premium hikes and a relatively quiet year for natural disasters. - read more
Rising Insurance Costs Challenge Australian Businesses Amid Crime Surge
Rising Insurance Costs Challenge Australian Businesses Amid Crime Surge
15 Oct 2025: Paige Estritori
Australian businesses are confronting escalating insurance premiums, driven by a surge in break-ins and thefts. This trend is placing additional financial strain on business owners already navigating a complex economic environment. - read more
Allianz Australia Penalised for Misleading Insurance Practices
Allianz Australia Penalised for Misleading Insurance Practices
15 Oct 2025: Paige Estritori
In a significant regulatory development, Allianz Australia and its subsidiary, AWP Australia, have been fined $16.8 million for making false and misleading statements. This penalty underscores the critical importance of transparency and honesty in the insurance industry. - read more
Allianz Australia Completes Acquisition of RAA Insurance
Allianz Australia Completes Acquisition of RAA Insurance
15 Oct 2025: Paige Estritori
Allianz Australia has successfully completed the acquisition of RAA Insurance for $642 million, marking a significant expansion of its operations in South Australia. This strategic move is set to enhance Allianz's market presence and diversify its service offerings in the region. - read more

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Knowledgebase
Depreciation:
The reduction in the value of an asset over time, used in insurance to calculate the actual cash value of property.