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QBE Introduces Comprehensive Add-Ons to Landlord Insurance Policies

New Optional Covers Aim to Strengthen Landlord Protection

QBE Introduces Comprehensive Add-Ons to Landlord Insurance Policies?w=400

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In August 2025, QBE Insurance unveiled significant enhancements to its commercial landlord insurance offerings, introducing a suite of optional add-ons designed to provide more comprehensive protection for property owners.
These strategic enhancements aim to equip brokers with additional tools to better serve their clients in a competitive market.

The newly introduced optional covers include:

  • Rent Default Cover: Offers protection for up to 52 weeks, safeguarding landlords against potential income loss due to tenant default.
  • Tax Audit Protection: Provides coverage up to $25,000, assisting landlords in managing expenses incurred during tax audits.
  • Machinery and Electronic Equipment Breakdown Cover: Ensures coverage for unexpected breakdowns, reducing potential financial burdens associated with equipment failures.

Bob Algie, QBE's Head of Property and Marine for Australia Pacific, emphasized the strategic nature of these enhancements, stating that they are designed to help brokers expand their portfolios by offering more tailored solutions to commercial landlord clients. The updated product targets landlords with properties valued between $15 million and $50 million, particularly those with robust risk management practices and well-maintained assets.

In addition to these add-ons, QBE has integrated generative AI underwriting across all property products. This technological advancement aims to streamline the underwriting process, enabling faster and more accurate decisions regarding risk acceptance, pricing, and conditions. Algie highlighted the value of this tool, especially in the complex industrial special risks sector, where it facilitates quicker response times and more efficient processing of submissions.

These developments underscore QBE's commitment to adapting its offerings to meet the evolving needs of landlords and brokers, ensuring that property owners have access to comprehensive and flexible insurance solutions.

Published:Tuesday, 28th Apr 2026
Author: Paige Estritori

Please Note: We do not endorse any specific products or companies. Some content is sourced from third parties, including press releases, and may not be independently verified for accuracy or completeness.

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